News and insights

All the latest information, news and research from the Club Vita team

Sort by: Date A - Z
News and insights
News and insights

Today’s healthiest and wealthiest retirees are eight times more likely to live to 100 than the poorest and least healthy

23 October 2017

The number of telegrams sent by the British Monarch to 100 year olds has risen from 24 in 1917 to nearly 7,000 today. It is projected that the number of centenarians (people who live to 100 years old and beyond) will continue to skyrocket by more than 10 fold over the next 30 years. This growth is due to the higher birth rate between the first and second world wars and dramatic improvements in health and healthcare. But the picture across our population is far from uniform. UK average life expectancy is now 81, but this masks huge disparities with the wealthiest households expected to live 20 years longer than those in the most deprived areas.

News and insights
News and insights

Life expectancy amongst affluent men rising faster than the rest of the UK – Club Vita and the PLSA publish longevity trends report

26 June 2017

In our second longevity trends research report, in collaboration with the PLSA, we find that life expectancy of affluent men in the UK is rising faster than any other group.

News and insights
News and insights

VitaMins: Gaming the longevity lottery - the search for the causes of longevity variations

22 May 2017

Three recent pieces of research really move on our understanding, taking the lengthy investigation in an unexpected direction and turning the spotlight on social care provision. Since the 1960s, public health research has suggested that differences in lifestyles (smoking, drinking, diet and exercise) explain much of the variation in postcode longevity. Of course, these statistics are merely saying that the habits of people living in certain areas are associated with low or high life expectancy, and don’t prove beyond reasonable doubt that the habits are necessarily causing the variation in life expectancy.

News and insights
News and insights

VitaMins: Longevity turbulence – are higher mortality rates a blip?

30 March 2017

The debate raging in actuarial circles is whether the higher mortality levels observed in the national population is a blip or a trend back towards lower rates of improvement. Here at Club Vita we have cautioned against changing course in response to recent data points, and today we are releasing the provisional findings from our own analysis of improvement rates of members of DB pension schemes.

News and insights
News and insights

Club Vita respond to Cridland's Independent Review of State Pension

23 March 2017

Retention of the universal State Pension age reflects the narrowing socio-economic longevity gap and is good news for intergenerational fairness, but society needs to make a choice between working longer or a more generous state pension.

News and insights
News and insights

Accurate longevity assumptions could wipe £25bn off collective UK DB deficit

19 January 2017

With rock-bottom interest rates causing pension deficits to swell, trustees and sponsors of defined benefit pension schemes need to avoid unnecessary margins in assumptions. Companies with schemes facing record funding deficits in 2017 valuations will be feeling the heat. They, and scheme trustees, should look at whether they’re taking an unnecessarily prudent approach. It could be distorting important decisions on the future startegy of their schemes.

News and insights
News and insights

The mystery of the vanishing nonagenarians

19 March 2013

The 2011 census revealed 15% fewer men in their nineties in England and Wales than had been projected by rolling forward those aged 80+ from the 2001 census. Why does this matter? Well, these population estimates are relied on by decision-makers, for example in planning for elderly care needs, in reserving for future pension costs and now in the growing world of longevity risk trading. The 2011 census revealed 15% fewer men in their nineties in England and Wales than had been projected by rolling forward those aged 80+ from the 2001 census.

Icon/Arrow/UpIcon/Close/blackIcon/Social/FacebookIcon/Social/LinkedinIcon/MinusIcon/PinIcon/ExpandIcon/Quote