News and insights

All the latest information, news and research from the Club Vita team

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Blogs
Blogs

COVID-19: The latest picture as at 22nd September 2020

22 September 2020

In the latest weekly update on emerging COVID-19 statistics in the UK, Conor looks at how weekly deaths have returned to above average seasonal levels, after timings around the August Bank Holiday influenced the figures for the previous two weeks. As tighter restrictions are introduced nationwide in the face of rising case numbers, there is a risk that we could be entering a fresh phase of rising excess deaths in the weeks ahead.

Blogs
Blogs

COVID-19: Cases continue to rise across the UK

18 September 2020

An increasing number of areas across the UK have brought in some form of local lockdown in an attempt to control the resurgence of COVID-19. We explore the latest regional data on case numbers for local areas across the UK, highlighting areas of particular concern, as well as areas which appear to be currently more successful in restricting the spread.

News and insights
News and insights

Club Vita’s response to tPR’s consultation on the Defined Benefit Funding Code of Practice

16 September 2020

Are we drifting towards a one size longevity assumption that doesn’t fit any?

Blogs
Blogs

COVID-19: The latest picture as at 15th September 2020

15 September 2020

In the latest weekly update on emerging COVID-19 statistics in the UK, Conor looks at how weekly deaths have fallen below average seasonal levels, possibly at least in part due to timings around the August Bank Holiday. While welcome news, care should be taken in reading too much into data for a single week. There are several warning signals fuelling concerns that we could be entering a fresh phase of rising excess deaths in the weeks ahead.

Blogs
Blogs

COVID-19: Cases rising across the UK

10 September 2020

As case numbers continue to trend upwards across the UK, an increasing number of areas have brought in some form of local lockdown in an attempt to control the resurgence of COVID-19, while restrictions on numbers meeting together are being brought in nationally next week. The latest data shows why there are concerns. (We also expand our previous analysis to include Scotland, Wales and Northern Ireland.)

Blogs
Blogs

On the case…. (Part II)

8 September 2020

Last week, our analysis of daily new COVID-19 cases highlighted 15 local authorities for whom, although they were not on the watchlist at time of publication, the growth in new cases and/or the number of new cases had been high, and potentially of concern. How many of these entered the latest Public Health England watchlist, issued last Friday afternoon?

Blogs
Blogs

COVID-19: The latest picture as at 8th September 2020

8 September 2020

In the latest weekly update on emerging COVID-19 statistics in the UK, Conor looks at how total weekly deaths have remained above average seasonal levels, possibly at least in part due to timings around the August Bank Holiday. As cases rise across the UK, concerns remain about the risk of a rise in non COVID-19 deaths as a result of the reduction in the provision and take up of medical services.

Blogs
Blogs

COVID-19: On the case

4 September 2020

Against the backdrop of evolving government guidance, Steven and Conor look at how daily new COVID-19 cases have been gradually increasing. They consider what has driven local lockdowns to date, whether other areas are at risk of greater restrictions, and how we might be able to spot early warnings of any second national lockdown.

Blogs
Blogs

COVID-19: The latest picture as at 2nd September 2020

3 September 2020

In the latest weekly update on emerging COVID-19 statistics in the UK, Conor looks at how total weekly deaths have nudged further above average seasonal levels, as non COVID-19 linked deaths continue to rise steadily. Could this be the feared rise in non COVID-19 deaths as a result of the reduction in the provision and take up of medical services starting to come through?

Top Charts
Top Charts

Top Charts 21 – Life expectancy doesn’t tell the whole story

28 August 2020

In this edition of Top Charts, Erik Pickett explains why there's more than meets the eye when it comes to life expectancy.

Blogs
Blogs

COVID-19: The latest picture as at 25th August 2020

26 August 2020

In the latest weekly update on emerging COVID-19 statistics in the UK, Conor looks at how total weekly deaths have nudged above average seasonal levels, while registered COVID-19 linked deaths continue to fall. Could this be the feared rise in non COVID-19 deaths starting to come through?

Blogs
Blogs

COVID-19: The latest picture as at 18th August 2020

19 August 2020

In the latest weekly update on emerging COVID-19 statistics in the UK, Conor looks at how total weekly deaths remain below average seasonal levels, while registered COVID-19 linked deaths continue to fall. Recent changes to the figures published by PHE may have grabbed the headlines, but the true impact of the pandemic is much higher.

Blogs
Blogs

COVID-19: The latest picture as at 11th August 2020

12 August 2020

In the latest weekly update on emerging COVID-19 statistics in the UK, Conor looks at how total weekly deaths remain below average seasonal levels, while registered COVID-19 linked deaths continue to fall. However non COVID-19 linked deaths continue to rise, something which medical professionals have been concerned about given delays in treatments.

Blogs
Blogs

COVID-19: The latest picture as at 4th August 2020

5 August 2020

In the latest weekly update on emerging COVID-19 statistics in the UK, Conor looks at how total weekly deaths remain below average seasonal levels, while registered COVID-19 linked deaths are at the lowest level since the early stages of the pandemic. Concerns remain as we’ve seen clusters of cases and localised lockdowns in various parts of the UK. There may also be early signs of a rise in non COVID-19 linked deaths, something which medical professionals have been concerned about given delays in treatments.

Top Charts 20 – Workin’ 9 to 5: a way to keep on livin’?

31 July 2020

In this edition of Top Charts, Helen Wells looks at whether working to a later retirement age boosts life expectancy.

Blogs
Blogs

COVID-19: The latest picture as at 28th July 2020

29 July 2020

Having returned from a brief (and local) respite from the virtual office, Conor returns with his latest weekly update on emerging COVID-19 statistics in the UK. This week he looks at how total weekly deaths continue to remain below average seasonal levels, even allowing for COVID-19 deaths, while Scotland continues to lead the way in reducing COVID-19 linked deaths. He also provides an update on the patterns in COVID deaths in hospitals and care homes.

Blogs
Blogs

COVID-19: The latest picture as at 14th July 2020

15 July 2020

Conor’s on his holidays, so in the latest weekly update on emerging COVID-19 statistics in the UK, Nick looks at how total weekly deaths continue to remain below average seasonal levels, even allowing for COVID-19 deaths.

Blogs
Blogs

COVID-19: The latest picture as at 7th July 2020

8 July 2020

In the latest weekly update on emerging COVID-19 statistics in the UK, Conor explores how total weekly deaths have encouragingly remained below seasonal levels, even allowing for COVID-19 deaths.

Blogs
Blogs

COVID-19: The latest picture as at 30th June 2020

1 July 2020

In the latest weekly update on emerging COVID-19 statistics in the UK, Conor explores how total weekly deaths have, for the first time since mid March, dipped below seasonal levels, even allowing for COVID-19 deaths. He also compares how COVID-19 deaths, as a proportion of total deaths, varies between the constituent countries of the UK.

Blogs
Blogs

COVID-19: The latest picture as at 23rd June 2020

24 June 2020

In the latest weekly update on emerging COVID-19 statistics in the UK, Conor explores how total weekly deaths are approaching seasonal levels, even allowing for COVID-19 deaths.

News and insights
News and insights

VitaMins Health: Mental health – looking after body and mind

18 June 2020

It is widely accepted that the mind and body are closely interlinked. In this article we look at the link between mental and physical health patterns and how these may influence future longevity trends.

Blogs
Blogs

COVID-19: The latest picture as at 16th June 2020

16 June 2020

In the latest weekly update on emerging COVID-19 statistics in the UK, Conor explores how total death rates have increased slightly, in part due to a post bank holiday catch-up. Despite this, non COVID deaths following the wave in April have returned to, and for the third week in a row are below, seasonal levels.

News and insights
News and insights

Club Vita Appoints Jennifer Haid CEO of International Team

16 June 2020

Club Vita, the international leader in longevity data analytics, today announced that Jennifer Haid has joined Club Vita’s international team as Chief Executive Officer.

Blogs
Blogs

COVID-19: The latest picture as at 9th June 2020

10 June 2020

In the latest weekly update on emerging COVID-19 statistics in the UK, Conor explores how death rates continue to trend down towards seasonal levels, while there are marked differences in the pattern of deaths across age groups, as well as by gender.

News and insights
News and insights

Club Vita response to the ONS’s publication of its analysis of death registrations not involving COVID-19

9 June 2020

We have long been estimating that the total death toll from the pandemic thus far is around 65,000 lives. One in five of these lives lost relate to a spike in seasonal death rates after we strip out those where COVID-19 is officially recognised as a contributory factor on the death certificate. Today’s ONS information provides welcome additional detail on these unseasonably high deaths.

News and insights
News and insights

Club Vita to Provide Longevity Analytics through ProVal

3 June 2020

Club Vita, the international leader in longevity analytics, today announced an integration partnership with WinTech, a leader in retirement valuation and administration software.

Blogs
Blogs

COVID-19: The latest picture as at 2nd June 2020

2 June 2020

In the latest weekly update on emerging COVID-19 statistics in the UK, Conor explores how death rates continue to trend down towards seasonal levels, while there are marked differences in the pattern of deaths between care homes and hospitals.

Blogs
Blogs

COVID-19: The latest picture as at 26th May 2020

27 May 2020

In the latest weekly update on emerging COVID-19 statistics in the UK, Conor explores how, despite a small uptick caused by the VE Day Bank Holiday in the UK, there continue to be promising signs as death rates trend down towards seasonal levels.

Blogs
Blogs

COVID-19: Exploring the ‘missed’ deaths

21 May 2020

In this analysis on emerging COVID-19 statistics in the UK, Conor and Steven explore the recent increases in weekly non COVID-19 deaths. Using data for Scotland, they highlight the variation in underlying causes of death, both before and after the appearance of COVID-19.

Blogs
Blogs

COVID-19: The latest picture as at 19th May 2020

20 May 2020

In their latest weekly update on emerging COVID-19 statistics in the UK, Conor and Steven explore how there are promising signs of being past the initial peak, with death rates continuing to move closer to seasonal levels.

Blogs
Blogs

COVID-19: The latest picture as at 12th May 2020

13 May 2020

As the first tentative steps are taken in England towards lifting some of the lockdown restrictions that have been in place in the UK for the past seven weeks, there has been lots of talk about being ‘past the peak’ of the pandemic. In this blog we explore the latest data, including how the issues of “missing” and “missed” deaths have evolved over the last week, with particular focus on the role of care home deaths.

Blogs
Blogs

Covid-19: The latest picture

5 May 2020

Current daily reporting of COVID-19 deaths remains limited to those who have tested positive. In this blog we explore the impact of reflecting all deaths which mention COVID-19 on the death certificate, along with the deaths which may be the indirect consequence of COVID-19. Sadly this suggests a much higher cost of life than suggested by the news headlines...

Blogs
Blogs

Covid-19: The missing and the missed deaths….(part 2)

29 April 2020

Covid-19: The missing and the missed deaths….(part 2)

Blogs
Blogs

Covid-19: The missing and the missed deaths….(part 1)

28 April 2020

Covid-19: The missing and the missed deaths….(part 1)

Blogs
Blogs

Counting the cost of COVID-19

24 April 2020

How do we count deaths?

Top Charts
Top Charts

Top Charts 19 – Impact of COVID-19 on 2020 cumulative deaths (up to 10 April)

22 April 2020

In this edition of Top Charts, Conor O'Reilly discusses the effect COVID-19 is having on 2020 cumulative deaths.

News and insights
News and insights

Steven Baxter and Helen Wells talk to Citywire about the future of retirement

21 April 2020

Read Steven Baxter and Helen Wells' article for Citywire, where they discuss the future of retirement.

Blogs
Blogs

The CMI_2019 Mortality Projections Model

6 March 2020

What does the latest population data tell us?

News and insights
News and insights

Commenting on the CMI model

4 March 2020

Read our commentary on the CMI model

News and insights
News and insights

VitaMins Health: Vitamin D: The “sunshine” vitamin

3 March 2020

Dietary sources of Vitamin D are limited, with around 90% of our usual intake coming from sunlight. Does our current lifestyle and diet through the winter months provide us with sufficient resources for a long and healthy life? In this edition of VitaMins Health we focus on Vitamin D and whether action is required to combat deficiency.

Blogs
Blogs

Pandemic panic?

28 February 2020

How could a pandemic impact pension schemes?

News and insights
News and insights

Responding to 'The Marmot Review 10 years on'

25 February 2020

Read our response to The Marmot Review 10 years on.

Blogs
Blogs

Roses are red,...

14 February 2020

In this blog, Steven Baxter reflects on the impact companionship has on longevity.

Blogs
Blogs

Mortality Monitor Q4 2019

6 February 2020

What does the latest population data tell us about emerging trends?

Top Charts
Top Charts

Club Vita's Top Charts Issue 18: Seasonal mortality and socio-economic status

6 February 2020

In this edition of Top Charts, Megan Hart discusses whether seasonal mortality rates are different for different socio-economic groups.

Blogs
Blogs

Dry January: The carrots and sticks of healthy drinking

9 January 2020

Douglas Anderson talks Dry January, drinking habits and life expectancy in France.

Top Charts
Top Charts

Club Vita's Top Charts Issue 17: How harsh are the winters in Canada, the UK and the US?

17 December 2019

In this edition of Top Charts, Richard Brown, Erik Pickett and Daniel Reddy discuss whether more people die in the winter than in the summer.

Blogs
Blogs

Building faith in long-term saving

10 December 2019

Douglas Anderson discusses pension contributions in his latest blog.

Top Charts
Top Charts

Club Vita's Top Charts Issue 16: Looking ahead to the CMI’s 2019 mortality improvement projections model

21 November 2019

In this edition, Mark Sharkey and Conor O'Reilly consider how the relatively light mortality experienced so far in 2019 might affect the impact of the next CMI mortality projections model on pension scheme liabilities.

Blogs
Blogs

Mortality Monitor Q3 2019

31 October 2019

What does the latest population data tell us about emerging trends?

Blogs
Blogs

How far have we come, how far could we go?

30 October 2019

Douglas Anderson discusses advances in technology and healthcare in his latest blog.

News and insights
News and insights

Commenting on the CMI’s Mortality Monitor Q3 2019

29 October 2019

Following the publication of the CMI’s Q3 mortality monitor, Conor O’Reilly, Head of Analytics at Club Vita commented on the likely impact on liabilities for pension schemes.

Top Charts
Top Charts

Club Vita's Top Charts Issue 15: Flu strains and excess winter deaths

16 October 2019

In this edition, James Freeman considers if excess winter deaths are affected by specific flu strains?

News and insights
News and insights

VitaMins Health: Getting clued up on flu

3 October 2019

Every year significantly more people die during the winter months than at other times of the year, and recently we have seen huge variability in ‘excess winter deaths’, potentially impacted by the severity of the flu. In this edition of VitaMins Health we explore the subject of flu.

Blogs
Blogs

Mortality Monitor Q2 2019

8 August 2019

What does the latest population data tell us about emerging trends?

Top Charts
Top Charts

Club Vita's Top Charts Issue 14: Early signs of a longevity bounce back in the UK in 2019?

8 August 2019

In this edition, Engagement Lead Mark Sharkey looks into how the number of deaths experienced in recent years, compares to the first half of 2019.

News and insights
News and insights

Responding to the CMI’s Q2 mortality monitor

2 August 2019

Following the publication of the CMI’s Q2 mortality monitor, Steven Baxter, Head of research and development at Club Vita commented on what a more positive life expectancy outlook could mean for pension schemes.

News and insights
News and insights

VitaMins Health: Sleep - Putting a number on slumber

17 June 2019

Health behaviours and levels of morbidity are key drivers for future mortality rates and can be thought of as key components of the “longevity pipeline”. The levels of health and morbidity in a population today will be stored up and reflected in how long people live in the future. In this edition of VitaMins Health we explore the subject of sleep.

Top Charts
Top Charts

Top Charts Issue 13: Transfer rates and affluence

7 June 2019

In this edition, Longevity Consultant Matt Thomas considers if wealth affects how likely someone is to transfer out a DB pension?

News and insights
News and insights

VitaMins Health: Care homes – the best place to grow old?

30 April 2019

Health behaviours and levels of morbidity are key drivers for future mortality rates and can be thought of as key components of the “longevity pipeline”. The levels of health and morbidity in a population today will be stored up and reflected in how long people live in the future. In this edition of VitaMins Health we explore the subject of care homes.

Blogs
Blogs

Running around the world for dementia

25 April 2019

When Saturday morning comes, I’ll be the chubby wannabe looking out of place with 1000 lean ultra-runners at the start of the craziest challenge of my life, the whimsically-named Highland Fling.

Top Charts
Top Charts

Club Vita's Top Charts Issue 12: Grieving widow effect

18 April 2019

In this edition Longevity Consultant Erik Pickett rounds off the recent marital theme from the previous two issues with a chart exploring the so-called “grieving widow effect”.

Top Charts
Top Charts

Club Vita’s Top Charts Issue 11: Marital age differences

15 March 2019

In this edition Longevity consultant Nikolay Yankov continues on the marital theme set by the previous edition of Club Vita Top Charts and explores the age differences between pension scheme members and their spouses.

News and insights
News and insights

VitaMins: Interpreting the new CMI_2018 model

11 March 2019

Club Vita take a look at the recent changes to the CMI projections model and discuss the drivers of these changes and what this could mean for liabilities.

News and insights
News and insights

Responding to TPR’s Annual Funding Statement

6 March 2019

Commenting on TPR’s Annual Funding Statement from a longevity perspective.

News and insights
News and insights

Vitamins Health: Genetic testing – panacea or dystopia?

15 February 2019

Health behaviours and levels of morbidity are key drivers for future mortality rates and can be thought of as key components of the “longevity pipeline”. The levels of health and morbidity in a population today will be stored up and reflected in how long people live in the future. In this edition of VitaMins Health we explore the subject of genetic testing.

Top Charts
Top Charts

Club Vita's Top Charts Issue 10 - Marriage and affluence

21 January 2019

In this edition, Oreofe Majekodunmi takes a closer look at how affluence affects the likelihood of being married.

News and insights
News and insights

Vitamins Health: Loneliness – the quiet killer?

11 January 2019

Health behaviours and levels of morbidity are key drivers for future mortality rates and can be thought of as key components of the “longevity pipeline”. The levels of health and morbidity in a population today will be stored up and reflected in how long people live in the future. In this edition of VitaMins Health we explore the subject of loneliness.

Blogs
Blogs

Lang mae yer lums reek: Resolutions for 2019

27 December 2018

Of course, New Year is a popular time for turning over a new leaf and setting some personal goals. Have you set any 2019 resolutions?

Top Charts
Top Charts

Club Vita's Top Charts Issue 9: Trends in causes of death

13 December 2018

In this edition Conor O'Reilly explores recent trends on cause of death statistics.

Blogs
Blogs

Life, the universe and everything: Part III

30 November 2018

Welcome to the third and final part of Douglas Anderson’s serialised blog covering life, the universe and everything.

Blogs
Blogs

Life, the universe and everything: Part II

23 November 2018

Welcome to Part 2 of Douglas Anderson’s serialised blog covering life, the universe and everything.

Blogs
Blogs

Life, the universe and everything: Part I

16 November 2018

Welcome to Part 1 of Douglas Anderson's serialised blog covering life, the universe and everything.

Top Charts
Top Charts

Club Vita's Top Charts Issue 8: Life Expectancy Trends Around the World

23 October 2018

In this edition, Club Vita’s Longevity Consultant, Nick Chadwick takes a closer look at recent changes in life expectancy in different countries around the globe.

News and insights
News and insights

Vitamins Health: The Sugar Tax - sweet saviour or bitter pill?

2 October 2018

Health behaviours and levels of morbidity are key drivers for future mortality rates and can be thought of as key components of the “longevity pipeline”. The levels of health and morbidity in a population today will be stored up and reflected in how long people live in the future. In this edition of VitaMins Health we explore the subject of the sugar tax.

News and insights
News and insights

Club Vita respond to the latest ONS longevity statistics

25 September 2018

Steven Baxter, Head of Research and Development comments on the impact the latest longevity data from the ONS will have on Defined Benefit pension schemes and the outlook for future longevity improvements.

Top Charts
Top Charts

Club Vita's Top Charts Issue 7: Balancing value and risk when insuring sub-groups of pensioners

14 September 2018

In this edition Longevity Modeller, Chuyi Yang, looks at the benefits of individual assumptions when assessing the value of longevity insurance for sub-groups of pension scheme members.

News and insights
News and insights

Life expectancy could rise by nearly 4 years if we adapt to climate change

25 July 2018

Life expectancy for someone in their 20s could increase by almost 4 years if we act to combat and adapt to climate change, according to analysis by longevity specialist, Club Vita.

Top Charts
Top Charts

Club Vita's Top Charts Issue 6: Climate change

18 July 2018

In this edition Longevity Consultant, Jessica Elkin, explores the implications of rising temperatures for longevity expectations in the UK.

Top Charts
Top Charts

Club Vita's Top Charts Issue 5: Key ages in longevity risk

4 June 2018

In this edition Club Vita’s Head of Longevity Modelling, James Maloney, shows that when it comes to life expectancy for new pensioners, it is mortality rates in people’s late 70s and 80s that make the most difference.

News and insights
News and insights

VitaMins Health: Air Pollution - a major mortality driver or just a lot of hot air?

15 May 2018

Health behaviours and levels of morbidity are key drivers for future mortality rates and can be thought of as key components of the “longevity pipeline”. The levels of health and morbidity in a population today will be stored up and reflected in how long people live in the future. In this edition of VitaMins Health we explore the subject of air pollution.

Top Charts
Top Charts

Club Vita's Top Charts Issue 4: What does the Sκ parameter actually mean?

2 May 2018

In this regular column, Club Vita's longevity experts will help you visualise the often abstract world of longevity risk by introducing their own personal favourite charts. In this edition Longevity Risk Consultant, Nick Chadwick, shares a way of visually comparing the impact of the Sκ parameter on mortality projections.

News and insights
News and insights

JLT adopts Club Vita's longevity analytics through RiskFirst's PFaroe

25 April 2018

JLT has become the first actuarial consultancy to implement Club Vita’s longevity analytics capabilities through RiskFirst’s PFaroe modelling system for defined benefit pension plans. This integrated capability will enable JLT’s defined benefit clients to conveniently set best-estimate longevity assumptions, and strengthen their decision-making.

Blogs
Blogs

The case for longevity "time zones"

16 April 2018

The evidence of diversity in life expectancy is overwhelming, and the uncertain timing of future medical breakthroughs increase demand for insurance. But, the resources required - risk capital and actuarial skills - are limited. So how do you meet demand in the most efficient way? Douglas Anderson, Founder of Club Vita discusses.

Top Charts
Top Charts

Club Vita's Top Charts Issue 3: The Bee-Swarm Chart - Illustrating Diversity

5 April 2018

In the third issue of Top Charts Membership Secretary, Steve Hood, shows a chart that illustrates why it is important to capture and use all available information when setting longevity assumptions for pension schemes.

News and insights
News and insights

Response to TPR Annual Funding Statement

5 April 2018

Erik Pickett comments on TPR's Annual Funding Statement from a longevity perspective.

Blogs
Blogs

CMI’s Mortality Projections 2017 model: What’s in store for pension schemes?

16 March 2018

We take a closer look at the CMI’s latest projection of lower life expectancies and the impact this will have on scheme liabilities.

Top Charts
Top Charts

Club Vita's Top Charts Issue 2: Deaths in England & Wales Over 2017

26 February 2018

In this new regular column, Club Vita’s longevity experts will help you visualise the often abstract world of longevity risk by introducing their own personal favourite charts. In this edition Club Vita's Head of Analytics, Conor O’Reilly shows how weekly deaths in England & Wales over 2017 compare to previous years.

Top Charts
Top Charts

Club Vita's Top Charts Issue 1: Interest rates and longevity risk

19 January 2018

In this new regular column, Club Vita’s longevity experts will help you visualise the often abstract world of longevity risk by introducing their own personal favourite charts. In our first edition, Club Vita's Longevity Consultant, Erik Pickett shows how longevity risk for pension funds has grown as interest rates have fallen.

Blogs
Blogs

Lang may yer lums reek!

29 December 2017

Douglas Anderson's takes a look looks at what uncertainty 2018 may hold.

News and insights
News and insights

Today’s healthiest and wealthiest retirees are eight times more likely to live to 100 than the poorest and least healthy

23 October 2017

The number of telegrams sent by the British Monarch to 100 year olds has risen from 24 in 1917 to nearly 7,000 today. It is projected that the number of centenarians (people who live to 100 years old and beyond) will continue to skyrocket by more than 10 fold over the next 30 years. This growth is due to the higher birth rate between the first and second world wars and dramatic improvements in health and healthcare. But the picture across our population is far from uniform. UK average life expectancy is now 81, but this masks huge disparities with the wealthiest households expected to live 20 years longer than those in the most deprived areas.

News and insights
News and insights

Life expectancy amongst affluent men rising faster than the rest of the UK – Club Vita and the PLSA publish longevity trends report

26 June 2017

In our second longevity trends research report, in collaboration with the PLSA, we find that life expectancy of affluent men in the UK is rising faster than any other group.

News and insights
News and insights

VitaMins: Gaming the longevity lottery - the search for the causes of longevity variations

22 May 2017

Three recent pieces of research really move on our understanding, taking the lengthy investigation in an unexpected direction and turning the spotlight on social care provision. Since the 1960s, public health research has suggested that differences in lifestyles (smoking, drinking, diet and exercise) explain much of the variation in postcode longevity. Of course, these statistics are merely saying that the habits of people living in certain areas are associated with low or high life expectancy, and don’t prove beyond reasonable doubt that the habits are necessarily causing the variation in life expectancy.

News and insights
News and insights

VitaMins: Longevity turbulence – are higher mortality rates a blip?

30 March 2017

The debate raging in actuarial circles is whether the higher mortality levels observed in the national population is a blip or a trend back towards lower rates of improvement. Here at Club Vita we have cautioned against changing course in response to recent data points, and today we are releasing the provisional findings from our own analysis of improvement rates of members of DB pension schemes.

News and insights
News and insights

Club Vita respond to Cridland's Independent Review of State Pension

23 March 2017

Retention of the universal State Pension age reflects the narrowing socio-economic longevity gap and is good news for intergenerational fairness, but society needs to make a choice between working longer or a more generous state pension.

News and insights
News and insights

Accurate longevity assumptions could wipe £25bn off collective UK DB deficit

19 January 2017

With rock-bottom interest rates causing pension deficits to swell, trustees and sponsors of defined benefit pension schemes need to avoid unnecessary margins in assumptions. Companies with schemes facing record funding deficits in 2017 valuations will be feeling the heat. They, and scheme trustees, should look at whether they’re taking an unnecessarily prudent approach. It could be distorting important decisions on the future startegy of their schemes

News and insights
News and insights

The mystery of the vanishing nonagenarians

19 March 2013

The 2011 census revealed 15% fewer men in their nineties in England and Wales than had been projected by rolling forward those aged 80+ from the 2001 census. Why does this matter? Well, these population estimates are relied on by decision-makers, for example in planning for elderly care needs, in reserving for future pension costs and now in the growing world of longevity risk trading. The 2011 census revealed 15% fewer men in their nineties in England and Wales than had been projected by rolling forward those aged 80+ from the 2001 census.

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