Collaborative research

Research on the Club Vita dataset by our team and collaborative partners

Club Vita’s Longevity, Lifestyle and Retirement Perception Survey, 2022

27 June 2022

In celebration of our consolidation, we surveyed 1,000 people in each of Canada, the UK and US about their health, life expectancy and retirement planning. In our survey we have sought to understand the outlook on a wide range of areas affecting later-life health. The results will be of interest to all those concerned with the later life well-being of employees, members of society, friends and family or even themselves. How people view their own longevity, lifestyle health and retirement preparedness are all vital building blocks in understanding the upcoming retirement landscape.

COVID-19 longevity scenarios: a bump in the road or a catalyst for change?

3 March 2021

This paper discusses how the lingering after-effects of the global COVID-19 pandemic could affect longevity. We introduce four longevity scenarios that pension funds can use to help understand the increased longevity risk introduced by the pandemic and to stress test their funding strategies. These scenarios, together with consideration of other risks such as sponsor covenant and investment risk, can help pension funds quantify and communicate the potential ramifications of the coronavirus pandemic as part of their risk management framework.

Public vs Private - Is there a sector effect in post-retirement mortality?

25 May 2020

There is significant diversity of longevity experience for pension plans within both the public and private sectors in both the UK and Canada. By interrogating large datasets of pension plan mortality data, we can identify data fields which predict very different longevity outcomes for individuals within pension plans. It is better to use these predictors to set a tailored assumption for a plan than to assume the same experience as the sector average.

Hot and bothered? Climate change and resource constraint scenarios affecting UK longevity.

11 July 2018

This paper provides a discussion on how climate change and resource constraints might impact UK longevity, focusing on the connections between the complex systems of associated risks.

Key Factors for Explaining Differences in Canadian Pensioner Baseline Mortality

1 May 2018

Research paper on the initial results on longevity predictors conducted using Club Vita Canada’s data set

Longevity Trends: Does one size fit all? Collaborative research with the PLSA

7 June 2017

Our second report in collaboration with the PLSA on longevity trends.

Longevity basis risk: A framework for assessing longevity basis risk

1 December 2014

For pension schemes and insurers seeking to use index-based longevity swaps as a means of protecting against longevity trends a long-standing concern has been their effectiveness. How likely is it that the pension scheme experience will deviate noticeably from the national trends underpinning the longevity indices? And how big could this deviation be? Read our report to find out.

Longevity Report: The NAPF Longevity Model Collaborative research between the NAPF (now the PLSA) and Club Vita

5 November 2014

In collaboration with the NAPF (now the PLSA), we developed and published The Longevity Model in late 2014.

Grieving widows

10 May 2014

This paper highlights the elevated mortality experienced upon bereavement. We show how this impact is largest at younger ages and in the first year following bereavement. Further it occurs across the socio-economic spectrum. Consequently it is an important factor to consider when assessing pension scheme liabilities.

Socio-Geographic Variations in Mortality in a Large Retired UK Population

1 December 2011

Working with the Oxford Institute of Ageing we identified that the impact on life expectancy of living in an area of deprivation varies depending where in the country you lived.

What Longevity Predictors Should Be Allowed for When Valuing Pension Scheme Liabilities?

17 May 2011

Our VitaCurves model was the first to bring the ability to combine the postcode and affluence of pensioners together to generate assumptions for individual members of pension schemes.

Living longer and prospering

1 January 2011

Our report in collaboration with the Oxford Institute of Ageing on designing an adequate, sustainable and equitable UK state pension system.

What longevity predictors should be allowed for when valuing pension scheme liabilities?

28 September 2009

The original research paper on longevity predictors conducted using the Club Vita data set.