Vita Products
News
IT’S TRUE: MONEY DOES BUY YOU A LONGER LIFE
But Lifestyle, Occupation, Gender and Retirement Health are all key contributors too
Hymans Robertson strengthens partnership team as a result of Club Vita success
Hymans Robertson, the UK’s leading independent experts in benefits and investment, is pleased to announce the appointment of two new partners from its sister company Club Vita
Britain is Failing its Pensioners
Overwhelming Support for Increase in State Pension
Local Authority Pension Schemes Set To Save Millions in Contributions
Smarter longevity analysis from Club Vita set to save costs in the 2010 actuarial valuations

The population is living longer... great news, but it makes managing your pension fund more difficult. By enabling schemes to share data, Club Vita helps control your biggest unmanaged risk - longevity. We’ve already helped over 100 large schemes and now we’re inviting more to benefit.

WILL LONGEVITY TAKE A BITE OUT OF YOUR FUND?
Longevity is one of the most significant risks facing pension schemes. The consequences of 'getting it wrong' are serious: being out by just a single year could affect your fund by 3% of your liabilities. For a £500m fund, this would be £15m.

CRUMBS OF COMFORT...
Club Vita
provides its members with a framework to manage longevity risk. We provide a scheme-specific analytical service for you to share with your existing advisers, to make the best decisions possible. This will help you:
. avoid over/under reserving
. avoid triennial surprises from longevity
. provide a solid basis for LDI, buy-out or risk transfer decisions
. implement appropriate governance of longevity risk

DON'T LEAVE YOUR SCHEME HALF-BAKED...
Club Vita
is rapidly becoming the accepted approach for longevity risk management. Many of the biggest schemes in the country have already joined.

If that doesn’t yet include your scheme, call us to discuss how we can help you manage one of your most significant pension scheme risks.